*International Card Services, LLC, dba Terminal merchant services, is a registered
ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA
*Not all existing credit card machines can be reprogrammed. A new machine purchase
may be necessary. Credit card machines are available separately to lease or buy.
Please call (888) 875-4808 for details.
*Three months of credit card transaction statements required. We will review your
rates from your current merchant account provider and try our best to meet or beat
your current rates. Call (888) 875-4808.
*Final credit approval is subject to receipt by us of an executed Merchant Processing
Application and Agreement.
*One free credit card machine per approved merchant account.
*Final Approval is subject to receipt by us of an executed Merchant Processing Application
and Agreement.
As consumers’ spending habits change, accepting credit cards and other non-cash payments has become a necessity for most businesses. For today’s merchants, it makes sense to keep the payment processing costs as low as possible. That’s where Terminal Merchant Service comes in. As a payment-processing leader, TMS strives to provide the absolute lowest rates in the industry. And that means businesses get to keep more of every hard-earned dollar.
Of course it doesn’t stop at just having the lowest rate. Merchants need to offer their customers more payment options than just credit cards. TMS ensures its merchants stay one step ahead of the competition by offering advanced payment processing solutions, including debit card, check.
Whether you’re a new merchant accepting credit cards for the first time or a successful enterprise looking for better credit card processing, TMS is committed to helping your business grow profitably. Whatever your credit card processing need, we have a safe and secure solution, backed by superior service and 24/7 dedicated support.
Best of all, on top of the Lifetime Price Protection, full-range processing options, and leading service and support, TMS provides a large selection of FREE terminals when signing up for a merchant account. Everything from space-saving countertop terminals to wireless terminals to PIN pads and check readers. No matter the need, TMS has the solution.
What is credit card processing? Credit card processing is the process of taking electronic payments and moving the funds from one source to another. Credit cards are one of the most used sources of payment today. Accepting credit cards allows you to maximize every potential sale opportunity and decreases the loss of sales due to lack of payment options. We at Terminal Merchant Service want to make your experience with credit card processing a positive and efficient one. When it comes to credit card processing, it is important to keep in mind that credit card transaction processing is a business and service that you pay for. Terminal Merchant Service understands this and will be by your side making sure you get the value that you are paying for. The costs to you for accepting credit cards are minimal considering the benefits, at Terminal Merchant Service we want to make these payments as low as they can possibly be.
As a merchant services provider, Terminal Merchant Service provides credit card processing and debit card based payment processing services to merchants all over the United States. Not only does Terminal Merchant Service set merchants up with an account to accept Visa®, MasterCard®, and Discover® but also offers the merchant the opportunity to set up numerous other payment processing options for its customers. We want to help you to accept credit cards! Some of those additional payment options customers can pay with are American Express®, Wright Express, Voyager, PIN-Based Debit, Checks, and Gift Cards. Learn more about these on the our services and products page.
Terminal Merchant Service also holds true to its name as a merchant service provider. We pride ourselves in offering our merchants a level of professionalism and service no other payment processor can equal. Are you a merchant calling to set up service? We will not only expedite your application, but we also have terminals on hand to download and overnight to you to make sure you don’t lose a day of business. Do you have questions on your statement? On how to use your terminal? On how to order supplies? Help is just one phone call away! Our friendly and knowledgeable staff is here to assist you with any questions you may have and to ensure you are on the right track to process credit cards. Trouble with a customer who wants to charge back a transaction? We have one of the largest Chargeback and Fraud Departments in the industry! We will assist you in keeping the funds that belong to you.
Terminal Merchant Service is here to serve all of your merchant services needs. Contact us about a merchant account today!
Internet merchants are not just those who have ecommerce websites. They can also be those who turn their personal computers into “virtual terminals” and process credit cards over a secure server. These merchants receive keyed rates because the credit card information is 100% keyed into the computer. Keyed rates are higher than swiped rates because more risks are involved in not being able to check the ID of a customer. To decrease risk, the secure server (gateway) portal requires specific information to help identify if the customer is really the cardholder. The billing address for the credit card is requested (AVS), as is the expiration date of the card, and the 3 to 4 digit code on the front or back of the credit card (CVV2 number). Transactions where this data matches the card will receive a lower discount keyed rate than when the data does not match the card, as those transactions are more risky and possibly fraudulent.
You will have to pay an additional fee as an Internet merchant account holder. This additional fee is the Secure Gateway Fee. Both ecommerce and virtual credit card merchant account holders have this additional fee, as the cardholder’s information will be passing over the Internet for processing in each case. The gateway keeps cardholder data private and secure from hackers and identity thieves. Terminal Merchant Service uses Authorize.net as its gateway provider. Authorize.net is a PCI DDS (Payment Card Industry Data Security Standard) compliant company, so you know you are getting the best with this merchant account service.
Internet merchants are our fastest growing merchant base for credit card processing. If you are interested in more information on our Internet merchant accounts, please apply now!
Retail merchants process face-to-face sales through the credit card terminal by swiping the card. This allows you to obtain lower discount rates on your transactions and mitigate risk by checking the customer’s picture ID to verify that the credit card belongs to the customer. Terminal Merchant Service offers rates begin at 1.09% for swiped credit card merchant accounts, which is one of the lowest rates in the industry.
Retail merchants are both storefront locations as well as in businesses where the merchants travel with a wireless credit card terminal. In both cases, at least 50% of your payment processing activity should involve face-to-face swiped transactions. Retail merchants also have the ability to process checks, gift cards and process PIN-based debit transactions by having the customer’s key in PIN-numbers.
Many consumers expect retail merchants to accept credit cards and debit cards. Contact us about Terminal Merchant Service merchant accounts today! Don’t let the lack of credit card processing capabilities cause your business to fall behind!
In today's business world, an up to date point of sale machine will not only modernize your business, but will save you money by eliminating accounting errors associated with antiquated software. A POS system is computer software and hardware networked together to track sales and inventory as they occur. You will find that the reports generated from a POS system invaluable to your business. A point of sale system enables a business owner a more "big picture" look at their business that is difficult to grasp without the POS system. A POS system will increase visablity of inventory, improve efficiency, and improve customer satisfaction, which is what every business should strive for.
